What is that fix-and-flip loan really costing you?

Find out with our free loan cost calculator

Simple Fix-and-Flip Loan Comparisons

Choosing the right lender to fund your fix-and-flip projects is critical to your bottom line. But most hard money lenders make it difficult to determine exactly what you're being charged. How many of these fees are you paying?
  • Application Fee
  • Origination Points
  • Underwriting Fee
  • Appraisal Fee
  • Document Prep Fee
  • Draw Fees
  • Extension Fees
  • Prepayment Penalty
  • Other Fees
  • With our free loan calculator, you can easily calculate a lender's true interest rate and find the best deal.  

    No Fees Here

    You don't need a calculator to understand our rates. We believe in simple upfront loan pricing.
  • No points
  • No fees
  • No surprises
  • What We Do

    Rehab Capital provides fast, short-term loans to fix-and-flip investors in the Greater Cleveland area. As Cleveland natives ourselves, we know the area and enjoy investing in our backyard.

    We are Fast

    You talk to the owner and sole decision maker. No institutional bureaucracy.

    We are Flexible

    You can structure financing that makes sense for you and your project.

    We are Fair

    You receive clear, competitive pricing without hidden fees and extra charges.

    What They Say

    Our business depends on our happy repeat clients and referrals.

    I was Tim’s first client over 10 years ago. Since then, we have transacted more purchase/rehab projects than I can count. You will not find a more honest and ethical business man. One of the most important things to my business is funding, and that’s where Tim shines. I have never had to wait on money, for purchases or for draws. If you need financing for your projects, Tim is the only one that I would recommend.

    Mike McCandless, TMAK Restoration

    Having worked together on many properties over the years, I can honestly say it is always great to work with Tim. He is clear, consistent and so easy to communicate with. I prefer him to the bigger lenders hands down, and offer my highest personal recommendation.

    Gus Gallucci, New Life Homes

    I have had the privilege of working with Tim on more than one occasion. My partner and I used his financing for back-to-back closings in our investment/real estate companies. His short-term lending was a true blessing for our church. We had special circumstances with zoning on our building, making it impossible to obtain a loan. Tims's terms are clear, which makes for a good working relationship. He is my go-to guy for all my short-term lending. I would highly recommend him if you need an alternative to conventional financing.

    Theresa Quinn, Citipointe Church

    I have been one of Tim's investors for over 8 years and have done numerous deals with him. I would highly recommend Tim and I look forward to working with him in the future.

    Jack Petrick, Petrick Property Group

    Working with Tim as the lender for our rehabs was a breeze. Tim was professional and made the whole process simple and easy. From the initiation of the loan all the way through the sale of each property, we had absolutely no surprises or problems. Every transaction ran smoothly. We highly recommend Tim as an ethical and trusted lender!

    Jim and Judy Melillo, HeartSong Investment Properties

    My experience with Tim has been extremely easy and painless. I had my loan processed within days and the closing was simple. I have recommended Tim to other borrowers and they all say the same thing, Tim is great to work with.

    D.J. Keehan, Intune Management,

    I've been working with Tim for the last 3 years with real estate loans. Tim has been and still is a valued lender and a professional team member. I enjoy working with Tim and I'll keep on doing so.

    Ofer Moshkovitz, Kappa Management
    Need a fix-and-flip loan in Cleveland? Let's talk.